Faster, smoother and safer customer journeys powered by Smart Identity & Fraud Intelligence Platform
Without SIFIP· Classic SMS OTP flow
10:24
Demo Bank
Ouverture...
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App opens
With SIFIP· Silent network recognition
10:24
Demo Bank
Ouverture...
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App opens
Live gains
Time saved
+0.0seconds
SMS cost avoided
+0,000 €par session
Live SIFIP risk score
14/ 100
Lower = more trusted user
0.0s / 28s
Démo immersive · Banque mobile
Live· Requêtes SIFIP
Phase : Écran d’accueil
- En attente du choix de la méthode SIFIP…
10:24
B
Banque DemoFacebook
WhatsApp
Messenger
Instagram
YouTube
Gmail
Spotify
TikTok
X
in
LinkedInTelegram
Maps
Wallet
Météo
Notes
B
Demo Bank
Mobile banking app · demo
B
Sign in to Demo Bank
Choose your method
PasswordStandard
Enter your password
SMS OTP codeSMS
Receive a 6-digit code by SMS
FingerprintBiometric
Use Touch ID
SIFIPRecommended
Automatic carrier verification, no input
Secure sign-in by SIFIP
No password to type, no OTP to wait for
Number recognised by the trusted carrier
SIM card stable
High trust score
SIFIP authentifie via votre opérateur, en toute discrétion
Welcome!
Alex Doe
Demo Bank
Account balance
12,950.00Ar›
Available advance
12,950.00 Ar ›
Savings
100,386 Ar ›
Debit card
Order your debit card and earn 1,000 units
Transfer & Pay
Buy credit/offer
Withdraw cash
My bank
Receive money
Water & electricity
Account balance
Account balance
12,950.00
Ar
Updated just now
Trend this month
+12%
Compte
Account · +261 34 12 ··· 67
Évolution 7j
Envoyer
Recevoir
Recent transactions
Salary received
Today · 09:12
+850,000 Ar
Mobile top-up
Yesterday · 18:43
−45,000 Ar
Water bill
Yesterday · 14:21
−27,500 Ar
Transfer received
May 17 · 21:08
+120,000 Ar
Toutes les opérations sécurisées par SIFIP
Démo en boucle · 0.0s / 25s
Why Africa?
A continent where mobile is central, where mobile money is the primary financial tool for hundreds of millions of users, and where OTP friction costs heavily in drop-off.
1.2 B+
Mobile users
~ 800 M
Active mobile-money accounts
~ 30%
Traditional banking rate
20+
Carrier partners (Orange, MTN, Vodacom, Airtel…)
Why SIFIP fits the African context
No OTP, no SMS
No reliance on SMS network quality, often unstable outside major cities. Authentication happens at the carrier layer, not via text message.
Carrier-grade security
Authentication is anchored directly in trusted pan-African carriers (Orange, MTN, Vodacom, Airtel…). No middleman, no extra attack surface.
Financial inclusion
Opens digital services to people without a card or a fixed address, but who own an active, regularly used mobile number.
Regulatory aligned
Aligned with central banks, telecom regulators across the continent, and national KYC frameworks. Full traceability, audit trail preserved.
SIFIP APIs used in this scenario